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Terms & Conditions

Effective Date: 01/01/2025

Welcome to Cardiot Academy! These Terms & Conditions outline the rules and regulations for using our website, services, and any other products or features offered by us.

By accessing or using this website, you agree to comply with these Terms & Conditions. If you disagree with any part of these terms, please do not use our services.

1. Use of Website
  • You agree to use the website and services only for lawful purposes and in accordance with these Terms & Conditions.
  • You are responsible for ensuring that your use of the website complies with any local laws, regulations, or rules that may apply.
2. Intellectual Property
  • The content, design, layout, and functionality of the website are protected by copyright, trademark, and other intellectual property laws.
  • You may not copy, modify, distribute, or use any content from this website without our prior written consent.
3. User Accounts
  • To access certain features of the website, you may need to create an account.
  • You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
  • You agree to notify us immediately if you suspect any unauthorized access or activity on your account.
4. Services
  • We provide online education and training services related to cardiovascular health and fitness.
  • The services provided are subject to availability and may be modified or discontinued at any time without prior notice.
5. Payment Terms
  • Certain services offered on the website may require a fee. You agree to pay all applicable fees for the services you use.
  • Payments for services must be made in accordance with the payment terms specified at the time of purchase.
6. User Conduct
  • You agree not to use the website or services for any unlawful purpose, including but not limited to fraud, abuse, harassment, or any activity that could harm our services or other users.
  • You agree not to upload or transmit any harmful content, such as viruses or malicious software, that could damage the website or other users’ devices.
7. Limitation of Liability
  • To the fullest extent permitted by law, Cardiot Academy shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.
  • We do not guarantee the availability, accuracy, or performance of the website or its services.
8. Privacy Policy
  • By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.
9. Termination
  • We may suspend or terminate your access to the website or services at our discretion if you violate these Terms & Conditions.
  • Upon termination, you must cease using the website and any content obtained from it.
10. Governing Law
  • These Terms & Conditions shall be governed by and construed in accordance with the laws of [insert applicable country or state]. Any disputes arising from these terms will be resolved in the appropriate courts located in [insert jurisdiction].
11. Changes to Terms
  • Cardiot Academy reserves the right to update or modify these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date.
12. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

Effective Date: 01/01/2026

Website: https://cardiotacademy.com/

Welcome to Cardiot Academy. By accessing or using this website and our services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use this website or our services.

By accessing or using this website, you agree to comply with these Terms & Conditions. If you disagree with any part of these terms, please do not use our services.

1. Acceptance of Terms

By accessing this website, registering for courses, or making payments, you confirm that you have read, understood, and agreed to these Terms & Conditions, along with our Privacy Policy, Refund Policy, and Disclaimer.

2. Services Offered

Cardiot Academy provides:

  • German language training programs
  • Course registration and admission services
  • Online and offline classes
  • Educational resources and learning materials

All services are subject to availability and may change without prior notice.

3. User Responsibilities

Users agree to:

  • Provide accurate and complete information during registration.
  • Maintain confidentiality of their login credentials.
  • Use the website and services only for lawful purposes.
  • Not attempt to disrupt or misuse the website or its systems.
4. Course Registration & Payments
  • Course seats are confirmed only after successful payment.
  • Fees and course details are subject to change without prior notice.
  • Payments made through the website are processed via secure third-party payment gateways.
  • Cardiot Academy does not store complete card or banking information.
5. Zero Refund Policy

All payments made towards:

  • Course fees
  • Registration fees
  • Training services

are non-refundable, as detailed in our Refund Policy.

6. Intellectual Property

All website content including:

  • Text
  • Logos
  • Course materials
  • Images and videos

are the intellectual property of Cardiot Academy and may not be copied, reproduced, or distributed without written permission.

7. Third-Party Links

The website may include links to third-party websites. Cardiot Academy is not responsible for:

  • Their content
  • Privacy practices
  • Services or policies

Users access third-party sites at their own risk.

8. Limitation of Liability

Cardiot Academy shall not be liable for:

  • Technical interruptions or website downtime
  • Loss arising from reliance on website content
  • Unauthorized access to user accounts due to user negligence
  • Payment gateway failures beyond our control
9. Changes to Courses or Services

Cardiot Academy reserves the right to:

  • Modify course content
  • Reschedule classes
  • Change faculty
  • Update course fees or structures

without prior notice.

10. User Conduct

Users shall not:

  • Upload harmful or illegal content
  • Attempt unauthorized access to systems
  • Misuse communication tools provided by the academy
  • Engage in activities that disrupt operations

Violation may result in termination of access without refund.

11. Privacy & Data Protection

Use of this website is also governed by our Privacy Policy, which explains how user data is collected and processed.

12. Termination of Access

Cardiot Academy reserves the right to suspend or terminate user access without notice if:

  • Terms are violated
  • Fraudulent activity is detected
  • Website security is compromised
13. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of courts located in Kerala, India.

14. Contact Information

For any questions regarding these Terms & Conditions, please contact:

Cardiot Academy
Website: https://cardiotacademy.com/
Email: cardiotoffice@cardiotacademy.com
Phone: +91 95991 42177